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ACCEPTANCE OF TERMS OF USE
By using this website (“Site”), registering for a Halifax Options Account (“Account”), or using any of our other Halifax Options Services, you ("you, your, or yourself") are agreeing to accept and comply with the terms and conditions of use stated below ("Terms of Use"). You should read the entire Terms of Use carefully before you use this Site or any of the Halifax Options Services.
As used in this Terms of Use, “Halifax Options" refers to the company Halifax Options Limited with registered address at 115 Guide Street, London including, without limitation, its owners, directors, investors, employees or other related parties. Depending upon the context, Halifax Options may also refer to the services, products, website, content or other materials (collectively, "Halifax Options Services") provided by Halifax Options.
The Service operated by Halifax Options allows buyers ("Buyers") and sellers ("Sellers"), to buy and sell the Internet currency known as "Bitcoins" (see http://localbitcoins.com).
The Service operated by Halifax Options also allows all registered users of the Service ("Members") to:
    Transfer Bitcoins to other Members or other users of Bitcoin outside the Halifax Options site.
    Use Bitcoins for purchasing goods.
    Buy the Internet currency known as XRP.
    Access and use the Ripple system.
Depending on your country of residence, you may not be able to use all the functions of the Site. It is your responsibility to follow those rules and laws in your country of residence and/or country from which you access this Site and Services. As long as you agree to and comply with these Terms of Use, Halifax Coinsgrants to you a personal, non-exclusive, non-transferable, non-sublicensable and limited right to enter and use the Site and the Service.
IF YOU DO NOT ACCEPT THE TERMS OF USE AND CONDITIONS OUTLINED IN THIS AGREEMENT, DO NOT ACCESS THIS SITE AND DO NOT USE THIS SERVICE.
By opening an Account, you expressly represent and warrant:
    1. You have accepted these Terms; and
    2. You are at least 18 years of age and have the full capacity to accept these Terms and enter into a transaction involving Investing.
RISKS
The trading of goods and products, real or virtual, as well as virtual currencies involves significant risk. Prices can and do fluctuate on any given day. Due to such price fluctuations, you may increase or lose value in your assets at any given moment. Any currency - virtual or not - may be subject to large swings in value and may even become worthless. There is an inherent risk that losses will occur as a result of buying, selling or trading anything on a market.
Bitcoin trading also has special risks not generally shared with official currencies or goods or commodities in a market. Unlike most currencies, which are backed by governments or other legal entities, or by commodities such as gold or silver, Bitcoin is a unique kind of "fiat" currency, backed by technology and trust. There is no central bank that can take corrective measure to protect the value of Bitcoins in a crisis or issue more currency.
Instead, Bitcoin is an as-yet autonomous and largely unregulated worldwide system of currency firms and individuals. Traders put their trust in a digital, decentralised and partially anonymous system that relies on peer-to-peer networking and cryptography to maintain its integrity.
Bitcoin trading is probably susceptible to irrational (or rational) bubbles or loss of confidence, which could collapse demand relative to supply. For example, confidence might collapse in Bitcoin because of unexpected changes imposed by the software developers or others, a government crackdown, the creation of superior competing alternative currencies, or a deflationary or inflationary spiral. Confidence might also collapse because of technical problems: if the anonymity of the system is compromised, if money is lost or stolen, or if hackers or governments are able to prevent any transactions from settling.
There may be additional risks that we have not foreseen or identified in our Terms of Use.
You should carefully assess whether your financial situation and tolerance for risk is suitable for buying, selling or trading Bitcoins.
We use our banking providers in order to receive client moneys and making payments. Our banking providers DO NOT transfer Bitcoins, exchange Bitcoins, or provide any services in connection with Bitcoins.